01 — Personal

For the things that matter.

What is personal financing?

A consumer loan, earmarked or open. Amount, duration and cost depend on the provider, creditworthiness and the legal frame. SORVEN shows structure, not approval.

Potential uses

Renovation, mobility, education, medical costs or consolidating existing commitments. Purpose shapes documents, not the decision.

Possible costs

Beyond the nominal rate: effective interest, fees and total repayment. A lower monthly figure with a longer term can raise total cost.

Eligibility

Typically Swiss residence, legal age, regular income and a creditworthiness assessment. Details vary by provider.

Documents

Often identity, income evidence, proof of residence. Self-employed applicants usually provide more.

Application process

Orient, calculate an example, compare, review conditions, continue with the relevant provider. The lender decides.

Calculate an example →